For customers across New Zealand
Find the Right Loan. Protect What Matters.
Whether you're buying your first home, refinancing, investing, or looking for insurance, Refix connects you with experienced professionals who work to find solutions tailored to your goals.
Finding finance shouldn't be stressful.
Complete one secure application and let experienced mortgage and insurance specialists compare hundreds of lending and insurance options on your behalf—saving you time, paperwork, and uncertainty.
Everything is managed online, from your first enquiry through to approval and settlement.
- Secure Online Application
- No Paper Forms
- Track Your Progress
- New Zealand Wide Support
Why choose nz.finance?
Finance Made Simple
Applying for a loan or insurance doesn't have to involve endless paperwork, repeated phone calls, or chasing documents.
Refix gives you a secure digital experience where everything is organised in one place.
One Simple Application
Complete your information once.
No repeating the same details across multiple forms.
Compare More Options
Our broker network compares lenders and insurers to help find products that suit your needs.
Secure Document Uploads
Upload payslips, bank statements and identification securely from your phone or computer.
Track Every Step
Know exactly where your application is, what documents are required, and what happens next.
Faster Communication
Chat with your broker, receive updates and respond to requests in one secure portal.
Expert Guidance
Have questions?
Your broker is there to guide you through every stage of the process.
Loans
Loans Designed Around Your Goals
Buying a home isn't one-size-fits-all.
Whether you're entering the property market or expanding your investment portfolio, our brokers work with you to find finance that suits your circumstances.
Quick enquiry
Share a few details and we’ll follow up — no obligation.
Home Loans
Competitive lending solutions for owner occupiers.
First Home Buyers
Guidance from application through settlement.
Investment Loans
Finance designed to help grow your property portfolio.
Refinancing
Reduce repayments, consolidate debt or access equity.
Construction Loans
Flexible funding for building your dream home.
Commercial Finance
Business lending for commercial property and business growth.
How it works
Getting Started Is Easy
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Step 1
Complete Your Application
Answer a few simple questions online.
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Step 2
Upload Documents
Securely upload everything your broker needs.
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Step 3
We Compare Options
Your broker reviews lenders and insurers on your behalf.
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Step 4
Receive Recommendations
Review suitable options and ask questions.
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Step 5
Approval & Settlement
We’ll guide you through every remaining step until completion.
Insurance
Protect What's Important
The right insurance provides confidence when life doesn't go to plan.
Our advisers help you understand your options and choose cover that's appropriate for your needs.
Life Insurance
Help protect your family's financial future.
Income Protection
Support your income if illness or injury prevents you from working.
Total & Permanent Disability
Financial protection when you need it most.
Trauma Cover
Receive financial support following serious medical events.
Business Insurance
Protect your business, staff and operations.